• 20/20 Employee Benefits
    We are a full-service Employee Benefits agency specializing in the very best benefits and service.
    Our goal is to make it simple and easy. We focus on Health insurance, dental, vision, long term care,
    Medicare, 401k’s and Life Insurance.
  • Voluntary Benefits
    Did you know: One-third of American Adults have no life insurance at all?
  • 20/20 Wellness
    Let us handle your Wellness needs with our own very own program, 20/20 Wellness!

Not sure which solution fits you business needs?


We are independent and work with the best Medicare Supplement, Medicare Advantage, and Part D Drug Plans. We offer...

Group Insurance

Group Health Insurance in California Affordable Group Health plans in California. Specialty insurance programs for Agricultural and CPA firms....

Life Insurance

  Term Life Insurance in California Quote and compare the best term life rates in California. Compare which policies...

What We Offer

Group Health Insurance

Affordable Group Health plans in California. Specialty insurance programs for Agricultural and CPA firms.


We are independent and work with the best Medicare Supplement, Medicare Advantage, and Part D Drug Plans. We offer free reviews and Advise on your best options!

Voluntary Benefits

Let us help you offer AFLAC, Dental/Vision, or an identity theft program. We also have Telemed Options


We can recommend the best platform and structuring for your companies retirement needs. We also work with the best Third Party Adminstrators

Dental Insurance

Affordable Dental Plans in California. We offer Delta Dental, HMO Plans, Spirit Dental, and much more! We also have coverage for Orthodontics

Vision Plans

Affordable Vision Insurance Plans through VSP and Eye Med. Get up to $150 in coverage for Contacts and Glasses immediately

Life Insurance

We shop and compare the best carriers in California. We also offer burial policies down to $10,000 and child only coverage. Chew tobacco? We can help you get the best rate

More about us

Why People Choose Us

Our focus is to provide the best customer service you have ever experienced. Put our full-service agency to the test!

  • Full Service

    We review policies every year, handle terminations and new hires, COBRA, Individual, order ID cards, and review claims for free!

  • dedicated team

    Our team includes a specialist for Medicare/Individual and for Group Benefits. Our support team has over 40 years of experience in healthcare and with carriers.

  • Maximize Benefits

    We will help you maximize your benefits while saving you money

Request a Call Back

We will be in touch shortly or call 559.592.3495


"A huge thank you also for all the help given to me in acquiring a medical/dental plan thru Blue Cross. It finally happened!! Ann is awesome! Thank her for me as well, I really appreciated all of your/Ann's time and effort :-)."

Teresa Fernandez
I was declined for health insurance

"A huge thank-you to you and your secretary Ann for clearing up the recent problem with Dillon's medical insurance, I have peace knowing he is covered in case of an emergency! Your professionalism, knowledge, and willingness to help puts your office in a class of its own. I am thankful for the recommendation from a close friend to give you a call for my insurance needs. Thanks for everything, I truly appreciate all of your help."

Karen Barnett
Service Issue

"My name is Lauren and I recently quit my job in LA in order to move to the Visalia area. I was planning on applying for COBRA through my old employer and as I started the process the system seemed to get complicated quickly considering this employer uses an outside company to handle their COBRA information. I started looking in to other options and remembered that my boy friend recently signed up for benefits. He recommended that I email Michael Young. I emailed Michael and he replied almost immediately letting me know he was going to give me a call. Ten minutes later Michael called me and was extremely helpful. By the end of our conversation he had three health insurance options and prices for me. About 10 days later I found my information book and insurance cards in my mail box!Michael made this process easy breezy. I explained exactly what I needed including my price range and he was able to translate in to the correct coverage with ease. Thank you so much Michael for your wealth of knowledge and making this process very simple. I highly recommend using his services!Thank you again for everything!"

Lauren Rosen
Individual Insurance

"Michael is the hardest working insurance rep I have seen in many, many years. He went above and beyond to help me find a HC plan that would cover me and my bum neck saving me well over $500 a month switching away from cobra health coverage. The process was completed online or on the phone so I'm confident Michael could help anyone in any part of California. Send him a message or give him a call, he is quick to respond. Thanks again Michael!"

Michelle Rousch
Short Term

PCIP Program "It was a great pleasure working with Michael to purchase my individual health insurance plan. I have pre-existing medical conditions which excluded me from traditional health providers, but Michael found and helped enroll me into a fantastic plan with excellent coverage. The California Pre-Existing Condition Insurance Plan was just what I needed at an affordable rate. I definitely recommend Michael's professional and friendly service to all who are seeking health insurance."

Joshua Ladd
PCIP Program

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We are an innovative benefits agency that works with the very best carriers. We also have solutions for Individuals and 1099 Independent Contractors